Portfolio Manager: Consumer Lending

Website Mediro ICT

Portfolio Manager: Consumer Lending
Mediro ICTJohannesburg, Gauteng
Role purpose:
As part of the broader client Financial Services strategy, the incumbent will need to develop a portfolio of lending products, manage them through the stages of the Consumer Lending products life cycle as well as:

Keep pace with the latest in industry & technology developments as well as the broader regulatory environment.

Foster broader collaboration with clientConsumer units, ensuring the payments and remittances complement and leveragecore telco offering.

Improve the overall revenue contribution and performance of lending products to the Consumer Business Unit.

Key Accountabilities

Management of the existing Product, maximising growth of the existing business whilst maintaining key metrics around customer ARPU accretion, loss ratios and customer churn.

Continue to develop and innovate the existing productproposition

Utilisation of product analytics as a launch pad for additional lending propositions which will be developed as part of a compelling consumer offering.

Development of the Consumer lending marketplace proposition which will span multiple segments from Consumer enterprise.

Developing all relevant documentation, providing inputs and evaluation for financial business cases, defining business rules and working with customer experience teams to define and refine existing and new customer journeys.

To do revenue projections and forecasts for revenue and analyse and identify shortfalls and areas of improvement.

On-going innovation and product development based on Consumer units, market trends and also historical data and performance.

Provide insights to the broader team around innovations and developments within the Consumer Lending and Fintech industry

To regularly review launched products to ensure the performance is in line with initial assumptions and implement corrective measures if needed and also look at how to improve/enhance products.

Keep track of competitor launches and take measures to mitigate risks.

Monthly product presentations for an audience consisting of managing executives and senior management.

Core competencies, knowledge and experience [max 5]:
Prior Consumer lending product design and development experience is essential.

A detailed knowledge understanding of the fast-paced unsecured lending industry is essential.

Must have technical / professional qualifications:
Matric essential

Relevant 3-year Business degree essential.

Minimum of 8 years’ experience within the Consumer Lending industry is essential.

To apply for this job email your details to rherenj_mey@outlook.com.